Apex Resources Inc
CIF-01866 · U76865UK2014PLC101866 · Mining · Mid Corporate · UK
RM: Charlotte Perez
Credit Risk Manager: Grace Lee
Exposure: $52.79M
CBRB: Normal
Internal: Normal
Risk Score:25 · Low
Total Exposure
$52.79M
Prev: $51.73M2.0%
Utilization
51.2%
Prev: 55.2%4.0pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
4
C 0
H 1
M 2
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 4
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 2/2/2026 | Exposure Reduction | Medium | System-wide exposure declined materially over the prior month. | Open | Jacob Moore | — |
| 5/23/2026 | Rating Upgrade | Low | Borrower rating improved to Normal. | Open | Ava Johnson | — |
| 6/10/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Open | Sarah Brown | — |
| 2/14/2026 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | In Review | Michael Miller | — |
AI Risk Score
25
/ 100
Low Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Industry Concentration+15
Utilization Level+13
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 2.0% month-over-month, currently at $52.79M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 51.2%. Overall borrower risk is assessed as low.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Charlotte Perez
charlotte.perez@bank.com
+1 555 0176
Portfolio: $2.23B
Credit Risk Manager
Grace Lee
grace.lee@bank.com
+1 555 0264
Portfolio: $2.12B
Business Head
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $32.06M | $20.73M | $52.79M | 51.2% | 4 | Normal |
| 2026-05 | $31.14M | $20.59M | $51.73M | 55.2% | 4 | Normal |
| 2026-04 | $29.67M | $23.63M | $53.30M | 53.0% | 4 | Normal |
| 2026-03 | $29.07M | $21.16M | $50.23M | 50.2% | 4 | Normal |
| 2026-02 | $31.94M | $20.67M | $52.62M | 50.0% | 5 | Normal |
| 2026-01 | $31.39M | $22.18M | $53.57M | 54.2% | 5 | Normal |
| 2025-12 | $33.04M | $22.03M | $55.07M | 54.1% | 5 | Normal |
| 2025-11 | $36.25M | $18.23M | $54.48M | 49.1% | 5 | Normal |
| 2025-10 | $30.66M | $21.83M | $52.49M | 45.9% | 5 | Normal |
| 2025-09 | $34.56M | $20.58M | $55.14M | 50.9% | 5 | Normal |
| 2025-08 | $32.07M | $23.44M | $55.51M | 54.7% | 5 | Normal |
| 2025-07 | $31.75M | $20.62M | $52.38M | 52.3% | 5 | Normal |