Coastal Technologies Group
CIF-01840 · U76839JA2014PLC101840 · Retail Trade · Large Corporate · Japan
RM: Joseph Jackson
Credit Risk Manager: Jacob Moore
Exposure: $49.92M
CBRB: Doubtful
Internal: Doubtful
Risk Score:98 · Critical
Total Exposure
$49.92M
Prev: $49.98M0.1%
Utilization
74.3%
Prev: 73.7%0.6pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
Doubtful
Prev: Doubtful
Internal Rating
Doubtful
Prev: Doubtful
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Doubtful.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/5/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Dismissed | Olivia Taylor | — |
AI Risk Score
98
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+33
Utilization Level+19
Industry Concentration+14
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 0.1% month-over-month, currently at $49.92M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating remained stable from Doubtful to Doubtful. Current utilization is 74.3% — above the 70% early warning threshold. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Joseph Jackson
joseph.jackson@bank.com
+1 555 0165
Portfolio: $2.24B
Credit Risk Manager
Jacob Moore
jacob.moore@bank.com
+1 555 0253
Portfolio: $2.23B
Business Head
Emily Martinez
emily.martinez@bank.com
+1 555 0044
Portfolio: $2.24B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $26.43M | $23.49M | $49.92M | 74.3% | 2 | Doubtful |
| 2026-05 | $31.90M | $18.08M | $49.98M | 73.7% | 2 | Doubtful |
| 2026-04 | $27.82M | $22.13M | $49.96M | 68.9% | 2 | Doubtful |
| 2026-03 | $31.12M | $17.77M | $48.89M | 64.1% | 2 | Doubtful |
| 2026-02 | $31.97M | $16.57M | $48.54M | 69.8% | 2 | Doubtful |
| 2026-01 | $28.70M | $22.26M | $50.96M | 70.5% | 2 | Doubtful |
| 2025-12 | $27.40M | $20.63M | $48.03M | 68.1% | 1 | Doubtful |
| 2025-11 | $30.33M | $16.75M | $47.08M | 66.3% | 1 | Doubtful |
| 2025-10 | $28.06M | $17.53M | $45.59M | 60.6% | 1 | Doubtful |
| 2025-09 | $24.46M | $19.85M | $44.32M | 54.8% | 1 | Doubtful |
| 2025-08 | $29.36M | $16.65M | $46.01M | 59.0% | 1 | Doubtful |
| 2025-07 | $29.26M | $14.72M | $43.98M | 65.0% | 1 | Doubtful |