Pioneer Maritime PLC
CIF-01818 · U76817BR2014PLC101818 · Information Technology · Public Sector · Brazil
RM: Ava Johnson
Credit Risk Manager: James Smith
Exposure: $9.57M
CBRB: OLEM
Internal: Normal
Risk Score:57 · Medium
Total Exposure
$9.57M
Prev: $9.04M5.8%
Utilization
46.3%
Prev: 51.4%5.1pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
3
C 1
H 0
M 1
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2025-04
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 4
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 3/15/2026 | Rating Downgrade | Critical | Borrower rating migrated from OLEM to OLEM. | Open | Andrew Garcia | — |
| 12/14/2025 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Open | Olivia Taylor | — |
| 6/4/2026 | Exposure Shift to Other Banks | High | Exposure with our bank declined while CBRB system exposure remained stable, indicating a shift to competitors. | Resolved | Lucas White | 6/4/2026 |
| 4/28/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | In Review | Sarah Brown | — |
AI Risk Score
57
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Banking Relationship Growth+15
Utilization Level+12
Industry Concentration+11
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 5.8% month-over-month, currently at $9.57M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 46.3%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ava Johnson
ava.johnson@bank.com
+1 555 0198
Portfolio: $1.94B
Credit Risk Manager
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
Business Head
Daniel Martin
daniel.martin@bank.com
+1 555 0077
Portfolio: $2.17B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $5.49M | $4.08M | $9.57M | 46.3% | 5 | OLEM |
| 2026-05 | $5.61M | $3.43M | $9.04M | 51.4% | 5 | OLEM |
| 2026-04 | $5.03M | $3.78M | $8.81M | 46.5% | 5 | OLEM |
| 2026-03 | $5.32M | $3.04M | $8.36M | 42.2% | 5 | OLEM |
| 2026-02 | $5.06M | $2.82M | $7.89M | 41.9% | 5 | OLEM |
| 2026-01 | $4.84M | $2.80M | $7.64M | 40.5% | 5 | OLEM |
| 2025-12 | $4.79M | $2.52M | $7.31M | 43.5% | 5 | OLEM |
| 2025-11 | $3.62M | $3.26M | $6.88M | 48.6% | 5 | OLEM |
| 2025-10 | $4.38M | $2.12M | $6.50M | 51.8% | 5 | OLEM |
| 2025-09 | $4.20M | $2.26M | $6.46M | 49.2% | 4 | OLEM |
| 2025-08 | $4.10M | $2.06M | $6.16M | 45.8% | 4 | OLEM |
| 2025-07 | $3.76M | $2.07M | $5.83M | 46.9% | 4 | OLEM |