Northstar Partners Group
CIF-01812 · U76811UA2014PLC101812 · Mining · Commercial · UAE
RM: Mia Rodriguez
Credit Risk Manager: Harper Davis
Exposure: $9.75M
CBRB: Normal
Internal: Normal
Risk Score:33 · Medium
Total Exposure
$9.75M
Prev: $9.37M4.1%
Utilization
67.5%
Prev: 71.4%3.9pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
3
C 0
H 1
M 1
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 4
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/17/2026 | Exposure Increase | Low | System-wide exposure increased materially over the prior month. | Open | James Smith | — |
| 5/5/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Lucas White | — |
| 6/10/2026 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | Open | Ryan Harris | — |
| 3/1/2026 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | Resolved | Ella Anderson | 3/1/2026 |
AI Risk Score
33
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Utilization Level+17
CBRB Rating Migration+15
Industry Concentration+13
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 4.1% month-over-month, currently at $9.75M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 67.5%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Mia Rodriguez
mia.rodriguez@bank.com
+1 555 0132
Portfolio: $2.26B
Credit Risk Manager
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
Business Head
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $5.75M | $4.01M | $9.75M | 67.5% | 1 | Normal |
| 2026-05 | $5.35M | $4.02M | $9.37M | 71.4% | 1 | Normal |
| 2026-04 | $5.44M | $4.38M | $9.82M | 76.0% | 1 | Normal |
| 2026-03 | $5.01M | $4.22M | $9.22M | 73.7% | 1 | Normal |
| 2026-02 | $5.05M | $4.00M | $9.05M | 79.1% | 1 | Normal |
| 2026-01 | $4.81M | $4.09M | $8.90M | 83.5% | 1 | Normal |
| 2025-12 | $4.99M | $3.80M | $8.79M | 86.2% | 1 | Normal |
| 2025-11 | $5.07M | $4.09M | $9.16M | 89.8% | 1 | Normal |
| 2025-10 | $5.42M | $4.22M | $9.64M | 92.3% | 1 | Normal |
| 2025-09 | $5.53M | $4.16M | $9.69M | 88.6% | 1 | Normal |
| 2025-08 | $5.62M | $3.72M | $9.34M | 83.7% | 1 | Normal |
| 2025-07 | $5.05M | $4.37M | $9.42M | 81.4% | 1 | Normal |