Bluewave Telecom Co.
CIF-01800 · U76799SI2014PLC101800 · Financial Services · Syndicated · Singapore
RM: Lucas White
Credit Risk Manager: Sophia Thompson
Exposure: $42.49M
CBRB: Normal
Internal: Normal
Risk Score:32 · Medium
Total Exposure
$42.49M
Prev: $40.24M5.6%
Utilization
55.0%
Prev: 50.2%4.8pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
1
C 0
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/5/2026 | Rating Upgrade | Medium | Borrower rating improved to Normal. | Open | Jacob Moore | — |
AI Risk Score
32
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Utilization Level+14
Industry Concentration+9
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 5.6% month-over-month, currently at $42.49M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 55.0%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Lucas White
lucas.white@bank.com
+1 555 0275
Portfolio: $2.27B
Credit Risk Manager
Sophia Thompson
sophia.thompson@bank.com
+1 555 0088
Portfolio: $2.03B
Business Head
Amelia Thomas
amelia.thomas@bank.com
+1 555 0154
Portfolio: $1.86B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $27.53M | $14.97M | $42.49M | 55.0% | 1 | Normal |
| 2026-05 | $24.72M | $15.52M | $40.24M | 50.2% | 1 | Normal |
| 2026-04 | $24.76M | $13.40M | $38.16M | 54.4% | 1 | Normal |
| 2026-03 | $26.85M | $13.23M | $40.08M | 54.1% | 1 | Normal |
| 2026-02 | $24.72M | $12.88M | $37.60M | 48.2% | 1 | Normal |
| 2026-01 | $20.10M | $16.33M | $36.43M | 47.4% | 1 | Normal |
| 2025-12 | $21.52M | $14.46M | $35.98M | 53.3% | 1 | Normal |
| 2025-11 | $22.06M | $14.10M | $36.16M | 57.3% | 1 | Normal |
| 2025-10 | $23.07M | $12.27M | $35.34M | 59.2% | 1 | Normal |
| 2025-09 | $23.80M | $11.79M | $35.59M | 62.5% | 1 | Normal |
| 2025-08 | $23.02M | $11.88M | $34.90M | 60.6% | 1 | Normal |
| 2025-07 | $19.53M | $14.24M | $33.78M | 55.1% | 1 | Normal |