Redrock Capital LLC
CIF-01706 · U76705CA2014PLC101706 · Healthcare · Financial Institution · Canada
RM: Olivia Taylor
Credit Risk Manager: Amelia Thomas
Exposure: $41.98M
CBRB: Normal
Internal: OLEM
Risk Score:35 · Medium
Total Exposure
$41.98M
Prev: $42.72M1.7%
Utilization
56.3%
Prev: 61.2%4.9pp
Banking Relationships
3
Prev: 30.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
OLEM
Prev: Normal
Open Alerts
3
C 0
H 1
M 2
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 3
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 2/23/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | Open | David Wilson | — |
| 6/9/2026 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | Open | Christopher Lopez | — |
| 5/10/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | Open | Ella Anderson | — |
AI Risk Score
35
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Utilization Level+14
Internal Rating Drift+12
Industry Concentration+9
Banking Relationship Growth+6
Exposure Growth Trend+5
AI Risk Commentary
AI
Customer exposure decreased by 1.7% month-over-month, currently at $41.98M. Banking relationships moved from 3 to 3 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 56.3%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Olivia Taylor
olivia.taylor@bank.com
+1 555 0066
Portfolio: $2.26B
Credit Risk Manager
Amelia Thomas
amelia.thomas@bank.com
+1 555 0154
Portfolio: $1.86B
Business Head
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $23.00M | $18.99M | $41.98M | 56.3% | 3 | Normal |
| 2026-05 | $28.06M | $14.66M | $42.72M | 61.2% | 3 | Normal |
| 2026-04 | $21.41M | $18.99M | $40.40M | 65.6% | 4 | Normal |
| 2026-03 | $23.46M | $14.85M | $38.32M | 71.6% | 4 | Normal |
| 2026-02 | $21.93M | $15.63M | $37.56M | 70.0% | 4 | Normal |
| 2026-01 | $23.11M | $12.14M | $35.26M | 71.3% | 4 | Normal |
| 2025-12 | $20.32M | $13.86M | $34.19M | 65.9% | 5 | Normal |
| 2025-11 | $22.19M | $12.45M | $34.64M | 69.6% | 5 | Normal |
| 2025-10 | $20.20M | $12.20M | $32.40M | 66.3% | 4 | Normal |
| 2025-09 | $17.54M | $14.53M | $32.06M | 67.6% | 4 | Normal |
| 2025-08 | $20.58M | $12.57M | $33.15M | 61.9% | 4 | Normal |
| 2025-07 | $19.86M | $13.59M | $33.45M | 56.9% | 4 | Normal |