Continental Partners LLC
CIF-01686 · U76685GE2014PLC101686 · Real Estate · Commercial · Germany
RM: Andrew Garcia
Credit Risk Manager: Benjamin Jones
Exposure: $11.20M
CBRB: Substandard
Internal: Substandard
Risk Score:77 · High
Total Exposure
$11.20M
Prev: $11.44M2.1%
Utilization
57.6%
Prev: 59.7%2.1pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
Substandard
Prev: OLEM
Internal Rating
Substandard
Prev: Substandard
Open Alerts
1
C 0
H 0
M 0
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2024-08
OLEMDowngrade
2026-06
SubstandardDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 4
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 3/3/2026 | Exposure Increase | Low | System-wide exposure increased materially over the prior month. | Resolved | Andrew Garcia | 3/3/2026 |
| 1/22/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Dismissed | Ryan Harris | — |
| 12/29/2025 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Resolved | Ella Anderson | 12/29/2025 |
| 6/10/2026 | Rating Upgrade | Low | Borrower rating improved to Substandard. | In Review | Ryan Harris | — |
AI Risk Score
77
/ 100
High Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+27
Banking Relationship Growth+15
Utilization Level+14
Industry Concentration+12
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 2.1% month-over-month, currently at $11.20M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating deteriorated from OLEM to Substandard. Current utilization is 57.6%. Overall borrower risk is assessed as high. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
Credit Risk Manager
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
Business Head
Lucas White
lucas.white@bank.com
+1 555 0275
Portfolio: $2.27B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $7.09M | $4.11M | $11.20M | 57.6% | 5 | Substandard |
| 2026-05 | $7.29M | $4.15M | $11.44M | 59.7% | 5 | OLEM |
| 2026-04 | $5.89M | $4.89M | $10.78M | 55.5% | 6 | OLEM |
| 2026-03 | $5.57M | $4.66M | $10.23M | 58.2% | 6 | OLEM |
| 2026-02 | $6.27M | $4.41M | $10.67M | 61.0% | 6 | OLEM |
| 2026-01 | $6.02M | $5.18M | $11.20M | 61.3% | 6 | OLEM |
| 2025-12 | $7.12M | $3.49M | $10.61M | 57.9% | 6 | OLEM |
| 2025-11 | $6.69M | $4.23M | $10.92M | 57.6% | 6 | OLEM |
| 2025-10 | $6.52M | $4.34M | $10.87M | 54.1% | 6 | OLEM |
| 2025-09 | $7.66M | $3.78M | $11.43M | 55.7% | 6 | OLEM |
| 2025-08 | $6.30M | $5.42M | $11.72M | 60.1% | 6 | OLEM |
| 2025-07 | $6.31M | $5.21M | $11.52M | 61.8% | 6 | OLEM |