Continental Manufacturing Inc
CIF-01655 · U76654US2014PLC101655 · Information Technology · Large Corporate · USA
RM: David Wilson
Credit Risk Manager: Christopher Lopez
Exposure: $48.44M
CBRB: Loss
Internal: Loss
Risk Score:100 · Critical
Total Exposure
$48.44M
Prev: $45.92M5.5%
Utilization
61.0%
Prev: 61.4%0.4pp
Banking Relationships
3
Prev: 30.0
CBRB Rating
Loss
Prev: Doubtful
Internal Rating
Loss
Prev: Loss
Open Alerts
3
C 0
H 0
M 2
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
SubstandardStart
2025-04
DoubtfulDowngrade
2026-06
LossDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 3
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 4/16/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Isabella Williams | — |
| 12/28/2025 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Open | Christopher Lopez | — |
| 5/31/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | Open | Matthew Sanchez | — |
AI Risk Score
100
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Utilization Level+15
Industry Concentration+15
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 5.5% month-over-month, currently at $48.44M. Banking relationships moved from 3 to 3 banks per CBRB data. CBRB rating deteriorated from Doubtful to Loss. Current utilization is 61.0%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Credit Risk Manager
Christopher Lopez
christopher.lopez@bank.com
+1 555 0143
Portfolio: $1.99B
Business Head
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $29.98M | $18.46M | $48.44M | 61.0% | 3 | Loss |
| 2026-05 | $27.98M | $17.94M | $45.92M | 61.4% | 3 | Doubtful |
| 2026-04 | $25.68M | $19.80M | $45.48M | 66.4% | 3 | Doubtful |
| 2026-03 | $25.11M | $19.25M | $44.36M | 67.1% | 3 | Doubtful |
| 2026-02 | $23.52M | $19.19M | $42.71M | 68.0% | 3 | Doubtful |
| 2026-01 | $26.19M | $18.61M | $44.80M | 63.8% | 3 | Doubtful |
| 2025-12 | $25.19M | $20.78M | $45.97M | 69.3% | 3 | Doubtful |
| 2025-11 | $25.26M | $18.87M | $44.13M | 66.9% | 4 | Doubtful |
| 2025-10 | $26.86M | $14.69M | $41.55M | 71.0% | 4 | Doubtful |
| 2025-09 | $28.09M | $14.00M | $42.09M | 66.0% | 5 | Doubtful |
| 2025-08 | $27.49M | $16.37M | $43.86M | 71.2% | 5 | Doubtful |
| 2025-07 | $27.21M | $15.85M | $43.05M | 69.7% | 5 | Doubtful |