Continental Manufacturing SA
CIF-01605 · U76604UA2014PLC101605 · Transportation · Micro Enterprise · UAE
RM: David Wilson
Credit Risk Manager: Christopher Lopez
Exposure: $40.61M
CBRB: Substandard
Internal: OLEM
Risk Score:76 · High
Total Exposure
$40.61M
Prev: $40.55M0.1%
Utilization
72.1%
Prev: 78.0%5.9pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
Substandard
Prev: Substandard
Internal Rating
OLEM
Prev: Normal
Open Alerts
1
C 0
H 0
M 0
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Substandard.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/30/2026 | Exposure Increase | Low | System-wide exposure increased materially over the prior month. | Open | Daniel Martin | — |
| 6/6/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | Dismissed | Charlotte Perez | — |
AI Risk Score
76
/ 100
High Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+27
Utilization Level+18
Industry Concentration+10
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 0.1% month-over-month, currently at $40.61M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating remained stable from Substandard to Substandard. Current utilization is 72.1% — above the 70% early warning threshold. Overall borrower risk is assessed as high. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Credit Risk Manager
Christopher Lopez
christopher.lopez@bank.com
+1 555 0143
Portfolio: $1.99B
Business Head
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $26.93M | $13.68M | $40.61M | 72.1% | 2 | Substandard |
| 2026-05 | $23.90M | $16.65M | $40.55M | 78.0% | 2 | Substandard |
| 2026-04 | $20.70M | $17.22M | $37.93M | 73.2% | 2 | Substandard |
| 2026-03 | $25.28M | $13.79M | $39.08M | 77.6% | 1 | Substandard |
| 2026-02 | $25.51M | $12.69M | $38.19M | 74.1% | 1 | Substandard |
| 2026-01 | $23.66M | $13.50M | $37.16M | 73.5% | 1 | Substandard |
| 2025-12 | $23.18M | $12.33M | $35.50M | 72.3% | 1 | Substandard |
| 2025-11 | $23.13M | $14.18M | $37.31M | 73.2% | 1 | Substandard |
| 2025-10 | $20.86M | $16.24M | $37.10M | 72.8% | 1 | Substandard |
| 2025-09 | $20.73M | $17.90M | $38.63M | 76.0% | 1 | Substandard |
| 2025-08 | $21.97M | $15.36M | $37.33M | 78.1% | 1 | Substandard |
| 2025-07 | $23.00M | $14.02M | $37.01M | 77.3% | 1 | Substandard |