Greenfield Capital SA
CIF-01530 · U76529FR2014PLC101530 · Financial Services · Project Finance · France
RM: David Wilson
Credit Risk Manager: Christopher Lopez
Exposure: $18.84M
CBRB: Substandard
Internal: Substandard
Risk Score:74 · High
Total Exposure
$18.84M
Prev: $18.12M3.9%
Utilization
65.1%
Prev: 66.3%1.2pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Substandard
Prev: OLEM
Internal Rating
Substandard
Prev: OLEM
Open Alerts
2
C 0
H 0
M 0
L 2
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2025-02
OLEMDowngrade
2025-07
SubstandardDowngrade
2026-01
OLEMUpgrade
2026-05
SubstandardDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 4/4/2026 | Rating Upgrade | Low | Borrower rating improved to Substandard. | Open | Jacob Moore | — |
| 6/2/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Open | Jacob Moore | — |
AI Risk Score
74
/ 100
High Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+27
Utilization Level+16
Industry Concentration+15
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 3.9% month-over-month, currently at $18.84M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating deteriorated from OLEM to Substandard. Current utilization is 65.1%. Overall borrower risk is assessed as high.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Credit Risk Manager
Christopher Lopez
christopher.lopez@bank.com
+1 555 0143
Portfolio: $1.99B
Business Head
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $10.84M | $8.00M | $18.84M | 65.1% | 4 | Substandard |
| 2026-05 | $10.81M | $7.32M | $18.12M | 66.3% | 4 | Substandard |
| 2026-04 | $9.96M | $7.23M | $17.19M | 67.0% | 4 | OLEM |
| 2026-03 | $9.02M | $7.42M | $16.44M | 69.5% | 4 | OLEM |
| 2026-02 | $10.82M | $6.43M | $17.25M | 74.8% | 4 | OLEM |
| 2026-01 | $10.00M | $7.93M | $17.93M | 70.2% | 4 | OLEM |
| 2025-12 | $10.09M | $7.35M | $17.45M | 66.3% | 4 | Substandard |
| 2025-11 | $9.69M | $6.70M | $16.39M | 62.4% | 4 | Substandard |
| 2025-10 | $9.27M | $6.32M | $15.59M | 66.5% | 4 | Substandard |
| 2025-09 | $9.91M | $6.20M | $16.11M | 68.6% | 4 | Substandard |
| 2025-08 | $9.29M | $6.76M | $16.05M | 66.1% | 4 | Substandard |
| 2025-07 | $10.54M | $5.44M | $15.98M | 60.9% | 4 | Substandard |