Continental Partners Co.
CIF-01503 · U76502FR2014PLC101503 · Energy & Utilities · Trade Finance · France
RM: Michael Miller
Credit Risk Manager: Andrew Garcia
Exposure: $19.15M
CBRB: OLEM
Internal: Normal
Risk Score:59 · Medium
Total Exposure
$19.15M
Prev: $19.48M1.7%
Utilization
60.6%
Prev: 62.1%1.5pp
Banking Relationships
7
Prev: 70.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
3
C 0
H 1
M 1
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2024-12
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 5
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/6/2026 | Exposure Reduction | Medium | System-wide exposure declined materially over the prior month. | Dismissed | James Smith | — |
| 4/6/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Open | Ryan Harris | — |
| 1/17/2026 | Rating Downgrade | High | Borrower rating migrated from OLEM to OLEM. | Open | Ryan Harris | — |
| 5/5/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Resolved | Mia Rodriguez | 5/5/2026 |
| 3/27/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | In Review | Sarah Brown | — |
AI Risk Score
59
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Utilization Level+15
Banking Relationship Growth+15
Industry Concentration+11
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 1.7% month-over-month, currently at $19.15M. Banking relationships moved from 7 to 7 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 60.6%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Michael Miller
michael.miller@bank.com
+1 555 0033
Portfolio: $2.26B
Credit Risk Manager
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
Business Head
Ryan Harris
ryan.harris@bank.com
+1 555 0187
Portfolio: $1.96B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $10.33M | $8.83M | $19.15M | 60.6% | 7 | OLEM |
| 2026-05 | $10.69M | $8.79M | $19.48M | 62.1% | 7 | OLEM |
| 2026-04 | $12.82M | $6.87M | $19.70M | 59.4% | 6 | OLEM |
| 2026-03 | $12.35M | $6.91M | $19.26M | 55.1% | 6 | OLEM |
| 2026-02 | $11.01M | $7.62M | $18.63M | 59.7% | 6 | OLEM |
| 2026-01 | $10.19M | $8.58M | $18.77M | 54.9% | 6 | OLEM |
| 2025-12 | $11.16M | $8.07M | $19.23M | 56.4% | 6 | OLEM |
| 2025-11 | $12.05M | $6.85M | $18.91M | 60.4% | 6 | OLEM |
| 2025-10 | $11.13M | $6.68M | $17.81M | 56.7% | 6 | OLEM |
| 2025-09 | $10.38M | $8.08M | $18.46M | 54.3% | 6 | OLEM |
| 2025-08 | $11.85M | $6.78M | $18.63M | 54.5% | 6 | OLEM |
| 2025-07 | $10.87M | $7.62M | $18.49M | 48.5% | 6 | OLEM |