Coastal Partners Inc
CIF-01440 · U76439UA2014PLC101440 · Transportation · Project Finance · UAE
RM: Joseph Jackson
Credit Risk Manager: Jacob Moore
Exposure: $22.27M
CBRB: OLEM
Internal: OLEM
Risk Score:47 · Medium
Total Exposure
$22.27M
Prev: $21.22M4.9%
Utilization
34.1%
Prev: 28.7%5.4pp
Banking Relationships
6
Prev: 60.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
OLEM
Prev: OLEM
Open Alerts
3
C 2
H 1
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2024-10
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 4
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/6/2026 | Rating Downgrade | Critical | Borrower rating migrated from OLEM to OLEM. | Open | Olivia Taylor | — |
| 4/17/2026 | Rating Downgrade | High | Borrower rating migrated from OLEM to OLEM. | Resolved | Charlotte Perez | 4/17/2026 |
| 2/1/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Open | Charlotte Perez | — |
| 3/19/2026 | Rating Downgrade | Critical | Borrower rating migrated from OLEM to OLEM. | Open | Daniel Martin | — |
AI Risk Score
47
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Banking Relationship Growth+15
Industry Concentration+10
Utilization Level+9
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 4.9% month-over-month, currently at $22.27M. Banking relationships moved from 6 to 6 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 34.1%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Joseph Jackson
joseph.jackson@bank.com
+1 555 0165
Portfolio: $2.24B
Credit Risk Manager
Jacob Moore
jacob.moore@bank.com
+1 555 0253
Portfolio: $2.23B
Business Head
Emily Martinez
emily.martinez@bank.com
+1 555 0044
Portfolio: $2.24B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $14.61M | $7.66M | $22.27M | 34.1% | 6 | OLEM |
| 2026-05 | $12.12M | $9.10M | $21.22M | 28.7% | 6 | OLEM |
| 2026-04 | $12.12M | $8.94M | $21.06M | 34.7% | 6 | OLEM |
| 2026-03 | $12.48M | $9.17M | $21.65M | 32.3% | 6 | OLEM |
| 2026-02 | $14.38M | $7.11M | $21.48M | 36.5% | 6 | OLEM |
| 2026-01 | $12.78M | $7.40M | $20.18M | 42.3% | 6 | OLEM |
| 2025-12 | $12.46M | $6.95M | $19.41M | 39.4% | 6 | OLEM |
| 2025-11 | $11.12M | $8.17M | $19.29M | 38.4% | 6 | OLEM |
| 2025-10 | $12.47M | $6.25M | $18.72M | 36.3% | 6 | OLEM |
| 2025-09 | $12.21M | $6.43M | $18.64M | 38.7% | 6 | OLEM |
| 2025-08 | $10.04M | $8.91M | $18.96M | 42.7% | 6 | OLEM |
| 2025-07 | $12.84M | $6.92M | $19.76M | 46.2% | 6 | OLEM |