Continental Foods Co.
CIF-01295 · U76294BR2014PLC101295 · Retail Trade · Commercial · Brazil
RM: Harper Davis
Credit Risk Manager: Michael Miller
Exposure: $14.91M
CBRB: Loss
Internal: Loss
Risk Score:100 · Critical
Total Exposure
$14.91M
Prev: $15.02M0.7%
Utilization
79.9%
Prev: 85.6%5.7pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
Loss
Prev: Loss
Internal Rating
Loss
Prev: Loss
Open Alerts
2
C 0
H 0
M 1
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Loss.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/10/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Open | Jacob Moore | — |
| 1/20/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Open | Benjamin Jones | — |
AI Risk Score
100
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Utilization Level+20
Industry Concentration+14
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 0.7% month-over-month, currently at $14.91M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from Loss to Loss. Current utilization is 79.9% — above the 70% early warning threshold. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
Credit Risk Manager
Michael Miller
michael.miller@bank.com
+1 555 0033
Portfolio: $2.26B
Business Head
Matthew Sanchez
matthew.sanchez@bank.com
+1 555 0099
Portfolio: $2.20B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $8.47M | $6.44M | $14.91M | 79.9% | 1 | Loss |
| 2026-05 | $8.81M | $6.21M | $15.02M | 85.6% | 1 | Loss |
| 2026-04 | $8.96M | $6.40M | $15.36M | 90.4% | 1 | Loss |
| 2026-03 | $8.94M | $6.63M | $15.56M | 90.0% | 1 | Loss |
| 2026-02 | $8.55M | $7.33M | $15.88M | 91.5% | 1 | Loss |
| 2026-01 | $10.39M | $5.51M | $15.90M | 88.8% | 1 | Loss |
| 2025-12 | $10.43M | $5.21M | $15.64M | 91.2% | 1 | Loss |
| 2025-11 | $8.62M | $7.42M | $16.04M | 87.9% | 1 | Loss |
| 2025-10 | $8.85M | $6.63M | $15.48M | 89.6% | 1 | Loss |
| 2025-09 | $10.24M | $5.43M | $15.68M | 89.7% | 1 | Loss |
| 2025-08 | $8.63M | $6.58M | $15.21M | 92.1% | 1 | Loss |
| 2025-07 | $9.18M | $5.49M | $14.67M | 94.2% | 1 | Loss |