Crescent Construction LLC
CIF-01244 · U76243BR2014PLC101244 · Healthcare · Trade Finance · Brazil
RM: Benjamin Jones
Credit Risk Manager: Sarah Brown
Exposure: $6.22M
CBRB: Substandard
Internal: OLEM
Risk Score:85 · Critical
Total Exposure
$6.22M
Prev: $6.05M2.8%
Utilization
80.3%
Prev: 82.6%2.3pp
Banking Relationships
6
Prev: 60.0
CBRB Rating
Substandard
Prev: Substandard
Internal Rating
OLEM
Prev: OLEM
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Substandard.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/11/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Resolved | Nathan Hernandez | 6/11/2026 |
AI Risk Score
85
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+27
Utilization Level+20
Industry Concentration+16
Banking Relationship Growth+15
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 2.8% month-over-month, currently at $6.22M. Banking relationships moved from 6 to 6 banks per CBRB data. CBRB rating remained stable from Substandard to Substandard. Current utilization is 80.3% — above the 70% early warning threshold. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
Credit Risk Manager
Sarah Brown
sarah.brown@bank.com
+1 555 0022
Portfolio: $2.17B
Business Head
Sophia Thompson
sophia.thompson@bank.com
+1 555 0088
Portfolio: $2.03B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $3.37M | $2.85M | $6.22M | 80.3% | 6 | Substandard |
| 2026-05 | $3.90M | $2.14M | $6.05M | 82.6% | 6 | Substandard |
| 2026-04 | $3.29M | $2.55M | $5.83M | 76.6% | 6 | Substandard |
| 2026-03 | $3.02M | $2.57M | $5.59M | 82.0% | 6 | Substandard |
| 2026-02 | $3.22M | $2.12M | $5.35M | 79.7% | 6 | Substandard |
| 2026-01 | $3.49M | $1.92M | $5.41M | 80.0% | 7 | Substandard |
| 2025-12 | $3.59M | $2.04M | $5.63M | 81.3% | 7 | Substandard |
| 2025-11 | $2.86M | $2.56M | $5.42M | 81.6% | 7 | Substandard |
| 2025-10 | $2.96M | $2.66M | $5.62M | 78.5% | 7 | Substandard |
| 2025-09 | $3.64M | $1.96M | $5.60M | 81.0% | 7 | Substandard |
| 2025-08 | $3.48M | $2.00M | $5.48M | 76.7% | 7 | Substandard |
| 2025-07 | $3.08M | $2.69M | $5.77M | 77.7% | 7 | Substandard |