Greenfield Pharma Ltd
CIF-01126 · U76125UA2014PLC101126 · Hospitality · Financial Institution · UAE
RM: James Smith
Credit Risk Manager: Matthew Sanchez
Exposure: $3.80M
CBRB: OLEM
Internal: Normal
Risk Score:43 · Medium
Total Exposure
$3.80M
Prev: $3.63M4.8%
Utilization
45.7%
Prev: 40.6%5.1pp
Banking Relationships
3
Prev: 30.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
2
C 0
H 2
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2025-12
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 3
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/21/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Resolved | Christopher Lopez | 5/21/2026 |
| 1/12/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Open | Daniel Martin | — |
| 6/10/2026 | Exposure Shift to Other Banks | High | Exposure with our bank declined while CBRB system exposure remained stable, indicating a shift to competitors. | Open | Sarah Brown | — |
AI Risk Score
43
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Industry Concentration+13
Utilization Level+11
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 4.8% month-over-month, currently at $3.80M. Banking relationships moved from 3 to 3 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 45.7%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
Credit Risk Manager
Matthew Sanchez
matthew.sanchez@bank.com
+1 555 0099
Portfolio: $2.20B
Business Head
Joseph Jackson
joseph.jackson@bank.com
+1 555 0165
Portfolio: $2.24B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $2.47M | $1.33M | $3.80M | 45.7% | 3 | OLEM |
| 2026-05 | $2.02M | $1.60M | $3.63M | 40.6% | 3 | OLEM |
| 2026-04 | $2.06M | $1.38M | $3.44M | 36.0% | 3 | OLEM |
| 2026-03 | $2.11M | $1.50M | $3.61M | 40.7% | 3 | OLEM |
| 2026-02 | $2.22M | $1.35M | $3.56M | 42.3% | 3 | OLEM |
| 2026-01 | $1.89M | $1.70M | $3.59M | 40.5% | 3 | OLEM |
| 2025-12 | $2.51M | $1.26M | $3.77M | 45.7% | 3 | OLEM |
| 2025-11 | $2.04M | $1.61M | $3.65M | 46.6% | 3 | Normal |
| 2025-10 | $2.07M | $1.48M | $3.56M | 48.3% | 3 | Normal |
| 2025-09 | $2.21M | $1.29M | $3.50M | 47.4% | 3 | Normal |
| 2025-08 | $2.24M | $1.10M | $3.33M | 46.8% | 3 | Normal |
| 2025-07 | $1.86M | $1.42M | $3.28M | 44.3% | 3 | Normal |