Meridian Ventures Co.
CIF-01087 · U76086BR2014PLC101087 · Hospitality · Mid Corporate · Brazil
RM: Mia Rodriguez
Credit Risk Manager: Harper Davis
Exposure: $18.59M
CBRB: Loss
Internal: Doubtful
Risk Score:100 · Critical
Total Exposure
$18.59M
Prev: $18.75M0.9%
Utilization
67.1%
Prev: 71.3%4.2pp
Banking Relationships
3
Prev: 30.0
CBRB Rating
Loss
Prev: Loss
Internal Rating
Doubtful
Prev: Doubtful
Open Alerts
1
C 0
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
DoubtfulStart
2026-03
LossDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 12/13/2025 | Rating Upgrade | Low | Borrower rating improved to Loss. | Dismissed | Charlotte Perez | — |
| 6/10/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Open | Joseph Jackson | — |
AI Risk Score
100
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Utilization Level+17
Industry Concentration+10
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 0.9% month-over-month, currently at $18.59M. Banking relationships moved from 3 to 3 banks per CBRB data. CBRB rating remained stable from Loss to Loss. Current utilization is 67.1%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Mia Rodriguez
mia.rodriguez@bank.com
+1 555 0132
Portfolio: $2.26B
Credit Risk Manager
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
Business Head
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $11.12M | $7.47M | $18.59M | 67.1% | 3 | Loss |
| 2026-05 | $11.74M | $7.01M | $18.75M | 71.3% | 3 | Loss |
| 2026-04 | $10.30M | $7.93M | $18.23M | 67.3% | 3 | Loss |
| 2026-03 | $11.52M | $6.12M | $17.64M | 67.3% | 3 | Loss |
| 2026-02 | $10.81M | $7.06M | $17.87M | 69.1% | 3 | Doubtful |
| 2026-01 | $11.43M | $6.01M | $17.44M | 68.9% | 3 | Doubtful |
| 2025-12 | $11.29M | $6.42M | $17.72M | 66.9% | 3 | Doubtful |
| 2025-11 | $11.52M | $6.17M | $17.68M | 64.9% | 3 | Doubtful |
| 2025-10 | $10.56M | $6.54M | $17.10M | 68.7% | 3 | Doubtful |
| 2025-09 | $9.80M | $7.38M | $17.18M | 65.3% | 3 | Doubtful |
| 2025-08 | $9.29M | $8.18M | $17.47M | 67.4% | 2 | Doubtful |
| 2025-07 | $10.17M | $7.56M | $17.73M | 69.4% | 2 | Doubtful |