Imperial Energy PLC
CIF-00971 · U75970UA2014PLC100971 · Manufacturing · Project Finance · UAE
RM: Nathan Hernandez
Credit Risk Manager: Emily Martinez
Exposure: $53.36M
CBRB: Normal
Internal: Normal
Risk Score:9 · Low
Total Exposure
$53.36M
Prev: $53.27M0.2%
Utilization
10.0%
Prev: 15.0%5.0pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/6/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Resolved | Lucas White | 6/6/2026 |
AI Risk Score
9
/ 100
Low Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Industry Concentration+10
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
Utilization Level+3
AI Risk Commentary
AI
Customer exposure increased by 0.2% month-over-month, currently at $53.36M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 10.0%. Overall borrower risk is assessed as low.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Nathan Hernandez
nathan.hernandez@bank.com
+1 555 0231
Portfolio: $1.79B
Credit Risk Manager
Emily Martinez
emily.martinez@bank.com
+1 555 0044
Portfolio: $2.24B
Business Head
Isabella Williams
isabella.williams@bank.com
+1 555 0110
Portfolio: $2.11B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $30.32M | $23.04M | $53.36M | 10.0% | 1 | Normal |
| 2026-05 | $31.53M | $21.74M | $53.27M | 15.0% | 1 | Normal |
| 2026-04 | $31.26M | $19.02M | $50.28M | 12.1% | 1 | Normal |
| 2026-03 | $30.22M | $21.04M | $51.26M | 11.4% | 1 | Normal |
| 2026-02 | $29.53M | $22.72M | $52.25M | 13.8% | 1 | Normal |
| 2026-01 | $30.47M | $18.94M | $49.41M | 11.2% | 1 | Normal |
| 2025-12 | $31.12M | $18.54M | $49.66M | 6.0% | 1 | Normal |
| 2025-11 | $26.20M | $22.11M | $48.31M | 7.9% | 1 | Normal |
| 2025-10 | $29.90M | $20.46M | $50.35M | 13.0% | 1 | Normal |
| 2025-09 | $31.72M | $17.60M | $49.32M | 16.7% | 1 | Normal |
| 2025-08 | $29.06M | $20.17M | $49.23M | 16.5% | 1 | Normal |
| 2025-07 | $29.63M | $20.02M | $49.64M | 22.0% | 1 | Normal |