Eastpoint Technologies LLC
CIF-00922 · U75921FR2014PLC100922 · Education · Public Sector · France
RM: Ella Anderson
Credit Risk Manager: David Wilson
Exposure: $49.20M
CBRB: Normal
Internal: OLEM
Risk Score:43 · Medium
Total Exposure
$49.20M
Prev: $51.65M4.7%
Utilization
65.0%
Prev: 60.8%4.2pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
Normal
Prev: OLEM
Internal Rating
OLEM
Prev: OLEM
Open Alerts
1
C 0
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
SubstandardStart
2025-10
OLEMUpgrade
2026-06
NormalUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/6/2026 | Rating Upgrade | Medium | Borrower rating improved to Normal. | Open | Sophia Thompson | — |
AI Risk Score
43
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Utilization Level+16
CBRB Rating Migration+15
Banking Relationship Growth+15
Industry Concentration+12
Internal Rating Drift+12
Exposure Growth Trend+5
AI Risk Commentary
AI
Customer exposure decreased by 4.7% month-over-month, currently at $49.20M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating improved from OLEM to Normal. Current utilization is 65.0%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ella Anderson
ella.anderson@bank.com
+1 555 0242
Portfolio: $1.99B
Credit Risk Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Business Head
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $26.25M | $22.96M | $49.20M | 65.0% | 5 | Normal |
| 2026-05 | $30.69M | $20.96M | $51.65M | 60.8% | 5 | OLEM |
| 2026-04 | $28.43M | $20.46M | $48.89M | 58.2% | 4 | OLEM |
| 2026-03 | $27.96M | $22.59M | $50.55M | 55.8% | 4 | OLEM |
| 2026-02 | $27.05M | $22.10M | $49.15M | 59.4% | 4 | OLEM |
| 2026-01 | $27.67M | $23.10M | $50.77M | 53.5% | 4 | OLEM |
| 2025-12 | $27.38M | $21.80M | $49.18M | 48.1% | 4 | OLEM |
| 2025-11 | $26.58M | $20.97M | $47.55M | 50.8% | 4 | OLEM |
| 2025-10 | $25.81M | $20.82M | $46.63M | 52.7% | 4 | OLEM |
| 2025-09 | $27.58M | $16.44M | $44.02M | 55.7% | 5 | Substandard |
| 2025-08 | $25.75M | $19.66M | $45.41M | 56.7% | 5 | Substandard |
| 2025-07 | $27.84M | $19.92M | $47.75M | 54.2% | 5 | Substandard |