Redrock Aviation SA
CIF-00697 · U75696AU2014PLC100697 · Real Estate · Trade Finance · Australia
RM: Ella Anderson
Credit Risk Manager: David Wilson
Exposure: $41.03M
CBRB: Normal
Internal: Normal
Risk Score:35 · Medium
Total Exposure
$41.03M
Prev: $38.92M5.4%
Utilization
71.2%
Prev: 71.2%0.0pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
2
C 0
H 1
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
OLEMStart
2025-07
NormalUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/4/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | In Review | Nathan Hernandez | — |
| 1/8/2026 | Exposure Shift to Other Banks | High | Exposure with our bank declined while CBRB system exposure remained stable, indicating a shift to competitors. | Open | Sarah Brown | — |
AI Risk Score
35
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Utilization Level+18
CBRB Rating Migration+15
Industry Concentration+14
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 5.4% month-over-month, currently at $41.03M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 71.2% — above the 70% early warning threshold. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ella Anderson
ella.anderson@bank.com
+1 555 0242
Portfolio: $1.99B
Credit Risk Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Business Head
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $26.20M | $14.83M | $41.03M | 71.2% | 4 | Normal |
| 2026-05 | $22.70M | $16.22M | $38.92M | 71.2% | 4 | Normal |
| 2026-04 | $21.96M | $18.38M | $40.34M | 67.6% | 4 | Normal |
| 2026-03 | $24.81M | $14.48M | $39.29M | 61.9% | 4 | Normal |
| 2026-02 | $21.12M | $17.75M | $38.88M | 59.3% | 4 | Normal |
| 2026-01 | $25.60M | $12.97M | $38.57M | 61.0% | 4 | Normal |
| 2025-12 | $25.31M | $14.12M | $39.43M | 60.4% | 4 | Normal |
| 2025-11 | $22.07M | $19.19M | $41.26M | 66.2% | 4 | Normal |
| 2025-10 | $24.05M | $14.60M | $38.66M | 66.3% | 4 | Normal |
| 2025-09 | $22.63M | $15.97M | $38.60M | 65.5% | 4 | Normal |
| 2025-08 | $23.73M | $12.75M | $36.48M | 69.9% | 4 | Normal |
| 2025-07 | $19.37M | $16.61M | $35.98M | 69.3% | 4 | Normal |