Continental Energy PLC
CIF-00405 · U75404AU2014PLC100405 · Education · Financial Institution · Australia
RM: David Wilson
Credit Risk Manager: Christopher Lopez
Exposure: $21.62M
CBRB: Doubtful
Internal: Substandard
Risk Score:84 · Critical
Total Exposure
$21.62M
Prev: $22.01M1.8%
Utilization
62.9%
Prev: 57.7%5.2pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Doubtful
Prev: Doubtful
Internal Rating
Substandard
Prev: OLEM
Open Alerts
4
C 0
H 0
M 3
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
LossStart
2024-10
DoubtfulUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 6
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/9/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | In Review | Emily Martinez | — |
| 4/25/2026 | Rating Upgrade | Medium | Borrower rating improved to Doubtful. | Open | Matthew Sanchez | — |
| 6/6/2026 | Rating Upgrade | Low | Borrower rating improved to Doubtful. | Dismissed | Olivia Taylor | — |
| 1/7/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Open | Benjamin Jones | — |
| 1/18/2026 | Exposure Shift to Other Banks | Critical | Exposure with our bank declined while CBRB system exposure remained stable, indicating a shift to competitors. | Resolved | Michael Miller | 1/18/2026 |
| 4/27/2026 | Rating Upgrade | Medium | Borrower rating improved to Doubtful. | Open | Ryan Harris | — |
AI Risk Score
84
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+33
Utilization Level+16
Industry Concentration+13
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 1.8% month-over-month, currently at $21.62M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Doubtful to Doubtful. Current utilization is 62.9%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Credit Risk Manager
Christopher Lopez
christopher.lopez@bank.com
+1 555 0143
Portfolio: $1.99B
Business Head
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $11.79M | $9.83M | $21.62M | 62.9% | 4 | Doubtful |
| 2026-05 | $13.92M | $8.09M | $22.01M | 57.7% | 4 | Doubtful |
| 2026-04 | $11.77M | $9.76M | $21.54M | 57.8% | 4 | Doubtful |
| 2026-03 | $12.61M | $8.72M | $21.33M | 60.9% | 4 | Doubtful |
| 2026-02 | $13.61M | $8.68M | $22.30M | 63.6% | 4 | Doubtful |
| 2026-01 | $12.63M | $9.78M | $22.42M | 66.9% | 4 | Doubtful |
| 2025-12 | $13.77M | $8.06M | $21.83M | 70.3% | 4 | Doubtful |
| 2025-11 | $12.26M | $10.09M | $22.35M | 65.6% | 4 | Doubtful |
| 2025-10 | $15.22M | $7.69M | $22.90M | 62.5% | 4 | Doubtful |
| 2025-09 | $13.10M | $9.50M | $22.60M | 62.4% | 4 | Doubtful |
| 2025-08 | $13.58M | $9.58M | $23.16M | 62.8% | 4 | Doubtful |
| 2025-07 | $13.77M | $10.12M | $23.88M | 68.1% | 4 | Doubtful |