Atlantic Maritime Inc
CIF-00331 · U75330GE2014PLC100331 · Agriculture · Commercial · Germany
RM: Olivia Taylor
Credit Risk Manager: Amelia Thomas
Exposure: $37.03M
CBRB: Normal
Internal: Normal
Risk Score:35 · Medium
Total Exposure
$37.03M
Prev: $36.79M0.6%
Utilization
44.7%
Prev: 48.7%4.0pp
Banking Relationships
6
Prev: 60.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
3
C 0
H 1
M 2
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 5
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 4/10/2026 | Exposure Reduction | Medium | System-wide exposure declined materially over the prior month. | Open | Amelia Thomas | — |
| 4/21/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | Dismissed | David Wilson | — |
| 6/7/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Resolved | Sophia Thompson | 6/7/2026 |
| 12/16/2025 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Nathan Hernandez | — |
| 3/27/2026 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | Open | James Smith | — |
AI Risk Score
35
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Industry Concentration+16
CBRB Rating Migration+15
Banking Relationship Growth+15
Utilization Level+11
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 0.6% month-over-month, currently at $37.03M. Banking relationships moved from 6 to 6 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 44.7%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Olivia Taylor
olivia.taylor@bank.com
+1 555 0066
Portfolio: $2.26B
Credit Risk Manager
Amelia Thomas
amelia.thomas@bank.com
+1 555 0154
Portfolio: $1.86B
Business Head
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $21.38M | $15.65M | $37.03M | 44.7% | 6 | Normal |
| 2026-05 | $21.57M | $15.23M | $36.79M | 48.7% | 6 | Normal |
| 2026-04 | $22.78M | $12.26M | $35.05M | 48.7% | 6 | Normal |
| 2026-03 | $22.86M | $12.79M | $35.65M | 44.0% | 6 | Normal |
| 2026-02 | $19.49M | $15.18M | $34.67M | 49.2% | 6 | Normal |
| 2026-01 | $18.00M | $15.71M | $33.72M | 45.5% | 6 | Normal |
| 2025-12 | $19.78M | $14.74M | $34.53M | 45.0% | 6 | Normal |
| 2025-11 | $17.35M | $15.20M | $32.55M | 50.3% | 6 | Normal |
| 2025-10 | $18.79M | $11.71M | $30.50M | 53.0% | 6 | Normal |
| 2025-09 | $19.43M | $12.26M | $31.70M | 56.1% | 6 | Normal |
| 2025-08 | $18.44M | $13.29M | $31.73M | 50.2% | 6 | Normal |
| 2025-07 | $16.71M | $14.29M | $30.99M | 45.2% | 6 | Normal |