Eastpoint Maritime PLC
CIF-00322 · U75321GE2014PLC100322 · Wholesale Trade · Commercial · Germany
RM: Ella Anderson
Credit Risk Manager: David Wilson
Exposure: $38.76M
CBRB: Normal
Internal: Normal
Risk Score:39 · Medium
Total Exposure
$38.76M
Prev: $39.97M3.0%
Utilization
56.3%
Prev: 61.2%4.9pp
Banking Relationships
6
Prev: 60.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
3
C 0
H 0
M 1
L 2
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
OLEMStart
2026-02
NormalUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 5
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 1/8/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Dismissed | Sophia Thompson | — |
| 1/27/2026 | Utilization Above 70% | Medium | Facility utilization breached the 70% early-warning threshold. | Open | Joseph Jackson | — |
| 12/29/2025 | Rating Downgrade | High | Borrower rating migrated from Normal to Normal. | Dismissed | Isabella Williams | — |
| 6/11/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | In Review | Matthew Sanchez | — |
| 4/7/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Open | James Smith | — |
AI Risk Score
39
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Banking Relationship Growth+15
Utilization Level+14
Industry Concentration+9
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 3.0% month-over-month, currently at $38.76M. Banking relationships moved from 6 to 6 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 56.3%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ella Anderson
ella.anderson@bank.com
+1 555 0242
Portfolio: $1.99B
Credit Risk Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Business Head
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $20.91M | $17.85M | $38.76M | 56.3% | 6 | Normal |
| 2026-05 | $23.88M | $16.10M | $39.97M | 61.2% | 6 | Normal |
| 2026-04 | $24.44M | $16.82M | $41.27M | 61.4% | 6 | Normal |
| 2026-03 | $25.49M | $16.91M | $42.39M | 65.2% | 6 | Normal |
| 2026-02 | $25.27M | $15.01M | $40.28M | 62.4% | 6 | Normal |
| 2026-01 | $26.71M | $15.53M | $42.24M | 64.3% | 6 | OLEM |
| 2025-12 | $26.42M | $15.30M | $41.72M | 65.4% | 6 | OLEM |
| 2025-11 | $27.49M | $13.86M | $41.35M | 63.3% | 6 | OLEM |
| 2025-10 | $22.06M | $17.04M | $39.10M | 58.5% | 5 | OLEM |
| 2025-09 | $22.94M | $17.31M | $40.25M | 61.6% | 5 | OLEM |
| 2025-08 | $23.31M | $16.15M | $39.46M | 57.5% | 5 | OLEM |
| 2025-07 | $20.86M | $16.14M | $36.99M | 55.0% | 5 | OLEM |