Greenfield Holdings Group
CIF-00131 · U75130GE2014PLC100131 · Information Technology · Financial Institution · Germany
RM: Olivia Taylor
Credit Risk Manager: Amelia Thomas
Exposure: $35.02M
CBRB: OLEM
Internal: OLEM
Risk Score:67 · High
Total Exposure
$35.02M
Prev: $34.73M0.9%
Utilization
90.2%
Prev: 87.7%2.5pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
OLEM
Prev: Normal
Open Alerts
2
C 1
H 1
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2024-10
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 6/8/2026 | Rating Downgrade | Critical | Borrower rating migrated from OLEM to OLEM. | In Review | Andrew Garcia | — |
| 3/9/2026 | Rating Downgrade | High | Borrower rating migrated from OLEM to OLEM. | Open | Christopher Lopez | — |
AI Risk Score
67
/ 100
High Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Utilization Level+23
CBRB Rating Migration+21
Industry Concentration+11
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 0.9% month-over-month, currently at $35.02M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 90.2% — above the 70% early warning threshold. Overall borrower risk is assessed as high.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Olivia Taylor
olivia.taylor@bank.com
+1 555 0066
Portfolio: $2.26B
Credit Risk Manager
Amelia Thomas
amelia.thomas@bank.com
+1 555 0154
Portfolio: $1.86B
Business Head
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $22.59M | $12.43M | $35.02M | 90.2% | 1 | OLEM |
| 2026-05 | $21.67M | $13.06M | $34.73M | 87.7% | 1 | OLEM |
| 2026-04 | $18.82M | $15.02M | $33.84M | 89.7% | 1 | OLEM |
| 2026-03 | $19.95M | $14.19M | $34.14M | 90.0% | 1 | OLEM |
| 2026-02 | $19.02M | $13.51M | $32.53M | 85.5% | 1 | OLEM |
| 2026-01 | $17.87M | $14.07M | $31.94M | 82.4% | 1 | OLEM |
| 2025-12 | $18.32M | $13.64M | $31.96M | 78.1% | 1 | OLEM |
| 2025-11 | $21.98M | $10.87M | $32.84M | 74.9% | 1 | OLEM |
| 2025-10 | $21.46M | $10.42M | $31.88M | 78.2% | 1 | OLEM |
| 2025-09 | $18.96M | $11.37M | $30.33M | 78.9% | 1 | OLEM |
| 2025-08 | $19.98M | $11.70M | $31.69M | 76.4% | 1 | OLEM |
| 2025-07 | $17.32M | $12.87M | $30.19M | 73.8% | 1 | OLEM |