Coastal Foods Inc
CIF-00097 · U75096GE2014PLC100097 · Telecom · Mid Corporate · Germany
RM: Ella Anderson
Credit Risk Manager: David Wilson
Exposure: $19.08M
CBRB: Normal
Internal: Normal
Risk Score:30 · Low
Total Exposure
$19.08M
Prev: $17.84M7.0%
Utilization
56.3%
Prev: 57.7%1.4pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Normal.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 0
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| No alerts match filters. | ||||||
AI Risk Score
30
/ 100
Low Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Utilization Level+14
Industry Concentration+10
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 7.0% month-over-month, currently at $19.08M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 56.3%. Overall borrower risk is assessed as low.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ella Anderson
ella.anderson@bank.com
+1 555 0242
Portfolio: $1.99B
Credit Risk Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Business Head
Andrew Garcia
andrew.garcia@bank.com
+1 555 0121
Portfolio: $2.16B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $10.47M | $8.62M | $19.08M | 56.3% | 2 | Normal |
| 2026-05 | $12.03M | $5.81M | $17.84M | 57.7% | 2 | Normal |
| 2026-04 | $9.59M | $8.20M | $17.79M | 63.3% | 2 | Normal |
| 2026-03 | $9.96M | $8.18M | $18.14M | 57.4% | 2 | Normal |
| 2026-02 | $11.83M | $6.38M | $18.21M | 61.9% | 2 | Normal |
| 2026-01 | $9.87M | $8.34M | $18.21M | 56.8% | 2 | Normal |
| 2025-12 | $10.00M | $8.03M | $18.03M | 60.2% | 2 | Normal |
| 2025-11 | $10.65M | $6.59M | $17.24M | 59.4% | 2 | Normal |
| 2025-10 | $9.32M | $7.82M | $17.14M | 58.5% | 2 | Normal |
| 2025-09 | $10.80M | $7.03M | $17.84M | 64.4% | 2 | Normal |
| 2025-08 | $10.97M | $6.68M | $17.65M | 59.4% | 2 | Normal |
| 2025-07 | $9.38M | $7.69M | $17.08M | 56.6% | 2 | Normal |