Premier Hospitality Ltd
CIF-00093 · U75092AU2014PLC100093 · Energy & Utilities · Public Sector · Australia
RM: Ava Johnson
Credit Risk Manager: James Smith
Exposure: $32.35M
CBRB: Doubtful
Internal: Loss
Risk Score:87 · Critical
Total Exposure
$32.35M
Prev: $30.32M6.7%
Utilization
40.9%
Prev: 40.9%0.0pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
Doubtful
Prev: Doubtful
Internal Rating
Loss
Prev: Loss
Open Alerts
1
C 0
H 0
M 0
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
SubstandardStart
2026-01
DoubtfulDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 1/13/2026 | Exposure Reduction | Low | System-wide exposure declined materially over the prior month. | In Review | Andrew Garcia | — |
AI Risk Score
87
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+33
Banking Relationship Growth+15
Industry Concentration+15
Internal Rating Drift+12
Utilization Level+10
Exposure Growth Trend+5
AI Risk Commentary
AI
Customer exposure increased by 6.7% month-over-month, currently at $32.35M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating remained stable from Doubtful to Doubtful. Current utilization is 40.9%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ava Johnson
ava.johnson@bank.com
+1 555 0198
Portfolio: $1.94B
Credit Risk Manager
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
Business Head
Daniel Martin
daniel.martin@bank.com
+1 555 0077
Portfolio: $2.17B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $21.08M | $11.28M | $32.35M | 40.9% | 5 | Doubtful |
| 2026-05 | $16.89M | $13.44M | $30.32M | 40.9% | 5 | Doubtful |
| 2026-04 | $17.05M | $12.45M | $29.50M | 42.2% | 5 | Doubtful |
| 2026-03 | $16.18M | $14.37M | $30.56M | 45.0% | 5 | Doubtful |
| 2026-02 | $17.61M | $12.67M | $30.28M | 41.9% | 5 | Doubtful |
| 2026-01 | $16.51M | $12.05M | $28.55M | 47.3% | 5 | Doubtful |
| 2025-12 | $16.28M | $10.77M | $27.05M | 45.2% | 5 | Substandard |
| 2025-11 | $15.03M | $10.89M | $25.92M | 41.7% | 5 | Substandard |
| 2025-10 | $14.54M | $11.56M | $26.11M | 42.2% | 5 | Substandard |
| 2025-09 | $17.29M | $9.28M | $26.57M | 43.6% | 5 | Substandard |
| 2025-08 | $14.79M | $11.36M | $26.14M | 39.4% | 4 | Substandard |
| 2025-07 | $15.86M | $9.49M | $25.35M | 35.4% | 4 | Substandard |