Evergreen Logistics LLC
CIF-00070 · U75069GE2014PLC100070 · Manufacturing · Micro Enterprise · Germany
RM: Harper Davis
Credit Risk Manager: Michael Miller
Exposure: $50.81M
CBRB: OLEM
Internal: Normal
Risk Score:43 · Medium
Total Exposure
$50.81M
Prev: $49.14M3.4%
Utilization
23.9%
Prev: 26.4%2.5pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
2
C 0
H 0
M 2
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2025-09
OLEMDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 3
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 3/2/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Dismissed | Matthew Sanchez | — |
| 4/17/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Isabella Williams | — |
| 4/7/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | In Review | Christopher Lopez | — |
AI Risk Score
43
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Banking Relationship Growth+15
Industry Concentration+12
Utilization Level+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 3.4% month-over-month, currently at $50.81M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 23.9%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Harper Davis
harper.davis@bank.com
+1 555 0220
Portfolio: $2.09B
Credit Risk Manager
Michael Miller
michael.miller@bank.com
+1 555 0033
Portfolio: $2.26B
Business Head
Matthew Sanchez
matthew.sanchez@bank.com
+1 555 0099
Portfolio: $2.20B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $33.41M | $17.40M | $50.81M | 23.9% | 5 | OLEM |
| 2026-05 | $29.94M | $19.21M | $49.14M | 26.4% | 5 | OLEM |
| 2026-04 | $31.77M | $18.42M | $50.18M | 26.7% | 5 | OLEM |
| 2026-03 | $32.36M | $17.14M | $49.50M | 32.0% | 5 | OLEM |
| 2026-02 | $27.99M | $22.57M | $50.56M | 26.2% | 5 | OLEM |
| 2026-01 | $30.92M | $20.02M | $50.94M | 31.3% | 5 | OLEM |
| 2025-12 | $30.00M | $22.48M | $52.47M | 35.6% | 5 | OLEM |
| 2025-11 | $31.30M | $20.36M | $51.66M | 38.7% | 5 | OLEM |
| 2025-10 | $34.59M | $18.24M | $52.84M | 40.4% | 5 | OLEM |
| 2025-09 | $33.33M | $16.94M | $50.27M | 37.1% | 5 | OLEM |
| 2025-08 | $26.41M | $22.99M | $49.40M | 41.0% | 5 | Normal |
| 2025-07 | $28.40M | $23.32M | $51.72M | 42.4% | 5 | Normal |