Stonegate Corporation Co.
CIF-00067 · U75066US2014PLC100067 · Hospitality · Commercial · USA
RM: Ryan Harris
Credit Risk Manager: Lucas White
Exposure: $2.46M
CBRB: Doubtful
Internal: Doubtful
Risk Score:67 · High
Total Exposure
$2.46M
Prev: $2.47M0.4%
Utilization
11.4%
Prev: 13.7%2.3pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
Doubtful
Prev: Doubtful
Internal Rating
Doubtful
Prev: Doubtful
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
SubstandardStart
2025-10
DoubtfulDowngrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 0
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| No alerts match filters. | ||||||
AI Risk Score
67
/ 100
High Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+33
Industry Concentration+15
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
Utilization Level+3
AI Risk Commentary
AI
Customer exposure decreased by 0.4% month-over-month, currently at $2.46M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating remained stable from Doubtful to Doubtful. Current utilization is 11.4%. Overall borrower risk is assessed as high.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Ryan Harris
ryan.harris@bank.com
+1 555 0187
Portfolio: $1.96B
Credit Risk Manager
Lucas White
lucas.white@bank.com
+1 555 0275
Portfolio: $2.27B
Business Head
Olivia Taylor
olivia.taylor@bank.com
+1 555 0066
Portfolio: $2.26B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $1.58M | $874.4K | $2.46M | 11.4% | 2 | Doubtful |
| 2026-05 | $1.54M | $923.1K | $2.47M | 13.7% | 2 | Doubtful |
| 2026-04 | $1.30M | $1.13M | $2.43M | 18.2% | 2 | Doubtful |
| 2026-03 | $1.49M | $1.03M | $2.51M | 22.9% | 3 | Doubtful |
| 2026-02 | $1.43M | $1.08M | $2.52M | 28.7% | 3 | Doubtful |
| 2026-01 | $1.45M | $907.3K | $2.36M | 34.6% | 3 | Doubtful |
| 2025-12 | $1.33M | $877.3K | $2.21M | 40.1% | 3 | Doubtful |
| 2025-11 | $1.41M | $914.1K | $2.32M | 42.8% | 3 | Doubtful |
| 2025-10 | $1.32M | $997.5K | $2.32M | 43.7% | 3 | Doubtful |
| 2025-09 | $1.32M | $1.06M | $2.38M | 44.9% | 3 | Substandard |
| 2025-08 | $1.42M | $916.8K | $2.34M | 47.4% | 3 | Substandard |
| 2025-07 | $1.27M | $981.2K | $2.25M | 47.0% | 3 | Substandard |