Bridgewater Group Group
CIF-00048 · U75047US2014PLC100048 · Agriculture · Financial Institution · USA
RM: Jacob Moore
Credit Risk Manager: Olivia Taylor
Exposure: $37.90M
CBRB: OLEM
Internal: OLEM
Risk Score:42 · Medium
Total Exposure
$37.90M
Prev: $35.55M6.6%
Utilization
32.3%
Prev: 37.1%4.8pp
Banking Relationships
1
Prev: 10.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
OLEM
Prev: Normal
Open Alerts
3
C 0
H 0
M 2
L 1
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently OLEM.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 5
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/24/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | In Review | Ava Johnson | — |
| 6/10/2026 | Utilization Above 70% | Medium | Facility utilization breached the 70% early-warning threshold. | Dismissed | Ella Anderson | — |
| 3/3/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Open | David Wilson | — |
| 3/10/2026 | Increase in Number of Banks | Medium | Borrower has expanded banking relationships per CBRB data. | Open | Emily Martinez | — |
| 5/23/2026 | Exposure Increase | Low | System-wide exposure increased materially over the prior month. | Resolved | Jacob Moore | 5/23/2026 |
AI Risk Score
42
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Industry Concentration+14
Utilization Level+8
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 6.6% month-over-month, currently at $37.90M. Banking relationships moved from 1 to 1 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 32.3%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Jacob Moore
jacob.moore@bank.com
+1 555 0253
Portfolio: $2.23B
Credit Risk Manager
Olivia Taylor
olivia.taylor@bank.com
+1 555 0066
Portfolio: $2.26B
Business Head
Mia Rodriguez
mia.rodriguez@bank.com
+1 555 0132
Portfolio: $2.26B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $20.35M | $17.55M | $37.90M | 32.3% | 1 | OLEM |
| 2026-05 | $21.92M | $13.63M | $35.55M | 37.1% | 1 | OLEM |
| 2026-04 | $22.00M | $12.54M | $34.54M | 43.0% | 1 | OLEM |
| 2026-03 | $19.69M | $14.04M | $33.73M | 45.0% | 1 | OLEM |
| 2026-02 | $18.41M | $13.76M | $32.17M | 48.1% | 1 | OLEM |
| 2026-01 | $21.19M | $10.51M | $31.70M | 46.9% | 1 | OLEM |
| 2025-12 | $19.39M | $10.67M | $30.06M | 45.4% | 1 | OLEM |
| 2025-11 | $17.34M | $12.01M | $29.35M | 41.0% | 1 | OLEM |
| 2025-10 | $19.77M | $9.91M | $29.68M | 41.7% | 1 | OLEM |
| 2025-09 | $14.91M | $13.25M | $28.16M | 40.9% | 1 | OLEM |
| 2025-08 | $15.66M | $11.84M | $27.50M | 36.6% | 1 | OLEM |
| 2025-07 | $15.35M | $12.79M | $28.14M | 38.7% | 1 | OLEM |