Continental Mining Inc
CIF-00030 · U75029JA2014PLC100030 · Telecom · Public Sector · Japan
RM: David Wilson
Credit Risk Manager: Christopher Lopez
Exposure: $51.16M
CBRB: Normal
Internal: Normal
Risk Score:38 · Medium
Total Exposure
$51.16M
Prev: $51.90M1.4%
Utilization
93.8%
Prev: 97.8%4.0pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Normal
Prev: Normal
Internal Rating
Normal
Prev: Normal
Open Alerts
1
C 0
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
NormalStart
2025-04
OLEMDowngrade
2025-12
NormalUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/18/2026 | Increase in Number of Banks | Low | Borrower has expanded banking relationships per CBRB data. | Dismissed | Grace Lee | — |
| 4/14/2026 | Decrease in Number of Banks | Medium | One or more banks have exited the relationship. | Open | Ryan Harris | — |
AI Risk Score
38
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
Utilization Level+23
CBRB Rating Migration+15
Industry Concentration+11
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 1.4% month-over-month, currently at $51.16M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Normal to Normal. Current utilization is 93.8% — above the 70% early warning threshold. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
HighEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
Credit Risk Manager
Christopher Lopez
christopher.lopez@bank.com
+1 555 0143
Portfolio: $1.99B
Business Head
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $31.44M | $19.72M | $51.16M | 93.8% | 4 | Normal |
| 2026-05 | $28.23M | $23.67M | $51.90M | 97.8% | 4 | Normal |
| 2026-04 | $31.29M | $19.14M | $50.43M | 99.0% | 4 | Normal |
| 2026-03 | $28.78M | $20.57M | $49.35M | 95.1% | 4 | Normal |
| 2026-02 | $30.12M | $18.68M | $48.80M | 97.7% | 4 | Normal |
| 2026-01 | $28.28M | $21.38M | $49.66M | 96.2% | 4 | Normal |
| 2025-12 | $30.29M | $16.71M | $46.99M | 93.9% | 4 | Normal |
| 2025-11 | $32.53M | $16.58M | $49.11M | 98.4% | 4 | OLEM |
| 2025-10 | $26.00M | $22.68M | $48.68M | 99.0% | 4 | OLEM |
| 2025-09 | $28.96M | $18.43M | $47.39M | 99.0% | 4 | OLEM |
| 2025-08 | $29.18M | $15.16M | $44.34M | 97.5% | 5 | OLEM |
| 2025-07 | $27.81M | $14.95M | $42.77M | 92.3% | 5 | OLEM |