Greenfield Corporation Co.
CIF-00026 · U75025US2014PLC100026 · Construction · Commercial · USA
RM: James Smith
Credit Risk Manager: Matthew Sanchez
Exposure: $49.58M
CBRB: OLEM
Internal: Normal
Risk Score:46 · Medium
Total Exposure
$49.58M
Prev: $51.26M3.3%
Utilization
37.5%
Prev: 41.4%3.9pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
1
C 0
H 1
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently OLEM.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 3
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/3/2026 | Exposure Increase | Low | System-wide exposure increased materially over the prior month. | Dismissed | David Wilson | — |
| 1/31/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Open | Harper Davis | — |
| 3/18/2026 | Rating Upgrade | Low | Borrower rating improved to OLEM. | Resolved | Christopher Lopez | 3/18/2026 |
AI Risk Score
46
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Industry Concentration+14
Utilization Level+9
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 3.3% month-over-month, currently at $49.58M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 37.5%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
James Smith
james.smith@bank.com
+1 555 0011
Portfolio: $2.05B
Credit Risk Manager
Matthew Sanchez
matthew.sanchez@bank.com
+1 555 0099
Portfolio: $2.20B
Business Head
Joseph Jackson
joseph.jackson@bank.com
+1 555 0165
Portfolio: $2.24B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $31.48M | $18.10M | $49.58M | 37.5% | 2 | OLEM |
| 2026-05 | $29.61M | $21.65M | $51.26M | 41.4% | 2 | OLEM |
| 2026-04 | $31.97M | $19.25M | $51.22M | 44.1% | 2 | OLEM |
| 2026-03 | $31.60M | $18.89M | $50.48M | 38.4% | 2 | OLEM |
| 2026-02 | $33.92M | $16.53M | $50.45M | 36.3% | 2 | OLEM |
| 2026-01 | $34.48M | $17.40M | $51.89M | 34.3% | 2 | OLEM |
| 2025-12 | $26.88M | $23.91M | $50.79M | 35.3% | 2 | OLEM |
| 2025-11 | $27.45M | $20.88M | $48.33M | 29.9% | 2 | OLEM |
| 2025-10 | $26.65M | $21.09M | $47.74M | 32.9% | 2 | OLEM |
| 2025-09 | $26.75M | $23.41M | $50.16M | 30.7% | 2 | OLEM |
| 2025-08 | $27.35M | $19.89M | $47.24M | 32.6% | 2 | OLEM |
| 2025-07 | $29.80M | $14.68M | $44.47M | 38.4% | 2 | OLEM |