Lakeside Enterprises SA
CIF-00002 · U75001SI2014PLC100002 · Mining · SME · Singapore
RM: Sarah Brown
Credit Risk Manager: Isabella Williams
Exposure: $58.44M
CBRB: Loss
Internal: Loss
Risk Score:100 · Critical
Total Exposure
$58.44M
Prev: $56.49M3.5%
Utilization
47.5%
Prev: 52.6%5.1pp
Banking Relationships
5
Prev: 50.0
CBRB Rating
Loss
Prev: Loss
Internal Rating
Loss
Prev: Doubtful
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Loss.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/5/2026 | Rating Downgrade | Critical | Borrower rating migrated from Loss to Loss. | Dismissed | Lucas White | — |
AI Risk Score
100
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Banking Relationship Growth+15
Utilization Level+12
Industry Concentration+11
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure increased by 3.5% month-over-month, currently at $58.44M. Banking relationships moved from 5 to 5 banks per CBRB data. CBRB rating remained stable from Loss to Loss. Current utilization is 47.5%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Sarah Brown
sarah.brown@bank.com
+1 555 0022
Portfolio: $2.17B
Credit Risk Manager
Isabella Williams
isabella.williams@bank.com
+1 555 0110
Portfolio: $2.11B
Business Head
Charlotte Perez
charlotte.perez@bank.com
+1 555 0176
Portfolio: $2.23B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $38.68M | $19.76M | $58.44M | 47.5% | 5 | Loss |
| 2026-05 | $35.83M | $20.66M | $56.49M | 52.6% | 5 | Loss |
| 2026-04 | $31.13M | $26.11M | $57.24M | 50.2% | 5 | Loss |
| 2026-03 | $32.70M | $26.79M | $59.49M | 49.5% | 5 | Loss |
| 2026-02 | $37.25M | $21.32M | $58.57M | 54.3% | 5 | Loss |
| 2026-01 | $36.68M | $21.46M | $58.14M | 53.9% | 5 | Loss |
| 2025-12 | $33.61M | $20.79M | $54.40M | 55.6% | 5 | Loss |
| 2025-11 | $35.62M | $19.27M | $54.90M | 53.1% | 5 | Loss |
| 2025-10 | $31.63M | $22.62M | $54.25M | 51.4% | 5 | Loss |
| 2025-09 | $28.12M | $24.52M | $52.64M | 47.5% | 5 | Loss |
| 2025-08 | $31.93M | $23.45M | $55.38M | 43.7% | 5 | Loss |
| 2025-07 | $33.53M | $19.09M | $52.61M | 47.9% | 5 | Loss |